Guaranty Max medical insurance is made up of a combination of several types of insurance covering the maximum number of possible risks and allowing for effective coverage of any revenue shortage on the part of the insured person.
Primary (obligatory) insurance:
By taking out Guaranty Max insurance you also gain access to the unique medical assistance services system.
Automatic 5% discount for those insured by VZP ČR.
In the event of hospitalization due to illness or injury you will be paid insurance benefits for each day of your stay in hospital if hospitalization lasts a minimum of four days (the first and last day count as one day), but for a maximum of 30 days of hospitalization within a single year.
If an insured child up to six years of age is hospitalized, daily coverage is also agreed for one accompanying person.
In the event of hospitalization due to a listed serious condition for which this supplementary insurance has been taken out, the insurer will pay benefits amounting to double the agreed daily contribution.
In the event of an injury you will be paid insurance benefits for permanent effects, if damage comes to a minimum extent which you have specified. When the type without progressive benefits is taken out, you will be paid a percentage of the agreed sum insured, while for the type with progressive benefits you will be paid the appropriate multiple of the agreed sum insured.
without progressive benefits: 100,000 - 1,000,000 CZK.
For both types of insurance benefits, a minimum extent of damage may be selected for which the insurer is obliged to provide benefits (0.001%, 2% or 10%)
In the event of the death of the insured person due to injury, the agreed sum insured will be paid out.
Where an injury has occurred and is being treated within the duration of the insurance for at least the agreed minimum number of days, you will be paid the agreed daily compensation for each day of treatment, retroactively from the first day.
Confirmation of incapacity to work is not required. The agreed daily compensation will even be paid to you for a period when you are actively in employment but receiving treatment for the injury.
In the event of incapacity to work due to illness arising within the duration of the insurance and lasting for at least the agreed minimum number of days, you will be paid the agreed daily compensation for each day of its subsequent duration, i.e. not retroactively.
By purchasing this product you can make use of these services round the clock:
Healthcare assistance service (included free in the price of the insurance)
phone: 242 480 806
Telephone doctor's advice service (special rate 38 CZK/min)
Phone: 900 382 211
A specialist doctor's advice service if your state of health deteriorates (not meant to replace the ambulance service or to deal with emergency life-threatening situations)
Visits and treatment by a doctor at a designated location (special fee 2,200 CZK per visit)
This insurance can be taken out at these sales outlets: