The new health insurance Patron offers:
The purpose of the insurance is the payment of daily allowance during hospitalization due to illness, injury, pregnancy and birth. This means that in case of hospitalization the client will daily receive an amount based on the type of insurance, between 100 and 500 CZK. Clients are free to use the provided allowance as they see fit. Daily allowance is provided for a maximum of 365 days per hospitalization due to illness and injury, 30 days due to pregnancy and 10 days due to birth. Hospitalization outside the territory of the Czech Republic is also covered, as long as it occurs in the Schengen area. No guard period (i.e. the period before insurance benefits may be claimed) in case of insurance for hospitalization.
Insurance for incapacity for work provides payments of daily allowance during incapacity of work due to illness or injury and is designed for individuals with regular taxable income. It depends on the guard period, i.e. the period before the daily allowance is provided to the client. The guard period may be selected to be 14, 21, 28 or 35 days. The maximal length of payment of daily allowance is up to 365 days per insurance event. Insurance for incapacity for work is valid on the territory of the Czech Republic.
PATRON health insurance may be entered at branch offices of VZP, a.s.