Those who are not party to Czech public medical insurance and who do not come from a European Union country have an obligation to take out commercial medical insurance. Our insurance for foreigners is practical and affordable and gives clients a broad range of choice of suitable conditions. The insurance meets all the conditions of the Act on the Residence of Foreigners on the Territory of the Czech Republic and it is naturally recognized by the Foreigners' Police. The client may choose from over 3,000 contracted healthcare establishments throughout the Czech Republic, which is clearly the broadest contractual network of healthcare providers in the Czech Republic. Our insurance provides clients with guaranteed cashless access to healthcare.
Round-the-clock assistance services are provided by the reputable global assistance service AXA ASSISTANCE.
PREMIUM Medical Insurance for Foreigners is an exclusive medical insurance for foreigners staying in the Czech Republic in the long-term. By default it ensures healthcare in an extent comparable to the extent of Czech public medical insurance, and so includes preventive visits and inoculation, payment of medication and use of medical equipment, and covers acute stomatology, pre-birth and post-birth treatment of the mother. It also includes additional, extended services:
1. Daily allowance for hospitalization amounting to 200 CZK per day
If the client is hospitalized, he will receive daily allowance amounting to 200 CZK per each day of hospitalization.
2. Contribution to above standard healthcare and services
Every insured client is entitled to a contribution of 200 CZK per month to above standard healthcare or services such as optional inoculation, over-the-counter medications, contraception, glasses or contact lenses, hearing aids or payment of expenses for transportation of the insured person to a medical institution for the purpose of treatment or hospitalization. The minimum withdrawable amount is 100 CZK.
3. Increased insurance benefit limits
The insurance benefit limit is 3 000 000 CZK per insurance event, with a limit of 10 000 CZK for acute dental treatment and 10 000 CZK for ambulatory prescribed medications. In case of negotiation of additional “Newborn” insurance, the insurance benefit limit is 600 000 CZK.
4. Negotiable for a period of four months to 5 five years
The insurance is valid on the territory of the Czech Republic and transit countries. May be additionally supplemented by insurance of medical expenses in the Schengen area.
5. Extended scope of assistance services
The AXA Assistance service of the insured client will, based on his or her request, book them for a checkup at a contracted medical institution, and subsequently make sure no complications arose and if requested will ensure the registration and transfer of the insured client to a contracted general practitioner or pediatrician.
Additionally to standard insurance, the client may also choose to be insured for professional sports or select additional insurance of post-birth treatment of the child.
PREMIUM Medical Insurance for Foreigners may be entered at branch offices of VZP, a.s.