Buy online

Foreigners’ Medical Insurance

Foreigners’ Comprehensive Medical Insurance PLUS

Plus

Quality health insurance for foreigners from the market leader PVZP.

Comprehensive health insurance for foreigners to protect their health by providing high-quality medical and assistance services. The insurance fully complies with the applicable legislation for the residence of foreigners in the Czech Republic and is accepted by the Department of Asylum and Migration Policy of the Ministry of the Interior.

Benefits

No need for an initial medical examination

Own assistance services

Option of supplementary insurance for professional sports

Advantages of insurance What does the insurance cover? How to arrange Types of insurance story from life Discounts Useful links Frequently asked questions Contact form

Advantages of insurance

Medical insurance, the scope of which corresponds public medical insurance, however with exclusions – Our insurance for foreigners provides extensive coverage that matches the level of Czech public health insurance, so you can rely on high-quality care.
Comprehensive healthcare coverage – The insurance covers preventive and follow-up care, care related to pregnancy and childbirth (after the waiting periods), emergency dentistry, and costs for medications and medical devices prescribed by a doctor.
No need to undergo an entrance medical examination – you can arrange the insurance without the need for a medical examination, except for the optional “Newborn” supplementary insurance, making the process faster and more convenient.
Option of arranging „Newborn Baby “– it includes the payment of costs incurred in the event of pregnancy and childbirth (without any qualifying period) and post-natal care for the insured mother´s newborn baby, so that you can be sure that you and your child will be well taken care of in the most important moments.
Non-stop assistance services 24/7 – Professional support is available in Czech, Russian, and English to assist with finding a doctor, organizing care, or handling insurance claims.
High insurance benefit limits –The insurance offers up to 10 million CZK per insured event, providing adequate financial protection in the case of serious health complications.

What does the insurance cover?

Payment of the costs of healthcare provided by healthcare facilities in connection with an illness or an accident. The scope of the insurance, including exclusions, is stated in the terms and conditions of this insurance. The insurance does not cover, for example, chronic illnesses and other conditions that existed before the insurance was arranged.
Payment for preventative and dispensary healthcare, including care related to pregnancy and childbirth, and for acute dental care, outpatient medicines and medical devices prescribed by a physician
Option of arranging” Newborn Baby” supplementary insurance, which includes the payment of costs incurred in the event of pregnancy and childbirth and post-natal care for the insured mother’s newborn baby (no qualifying period).
Option of arranging supplementary insurance for professional sports
Option of arranging supplementary insurance for medical expenses in the so-called Schengen area
In addition to the framework of the insurance, you can use the following premium services (up to the coverage limit):
- Preventive check-up to assess the current health condition
- Examinations and tests to diagnose specific illnesses (e.g., blood tests, prostate exams, skin tests for malignant melanoma).
- Dental hygiene
A wide range of optional supplementary insurances (e.g., optional vaccinations, liability, hospitalization, etc.).

How to arrange Foreigners‘ Medical Insurance?

You can arrange Foreigners‘ Medical Insurance online.

Buy
online

You can arrange Foreigners‘ Medical Insurance at PVZP, and VZP ČR sales points.

SALES
POINTS

What kind of medical insurance should a foreigner choose?

covered

not covered

Insurance coverage	Basic Medical Insurance	Comprehensive Medical Insurance PLUS	Comprehensive Medical Insurance EXCLUSIVE
Essential and urgent healthcare
Preventive check-ups
Healthcare related to pregnancy and childbirth		yes, after qualifying period	yes, after qualifying period
Treatment of chronic illnesses
Pre-existing conditions (illnesses that occurred before the insurance was arranged)
Healthcare similar to the public health insurance in the Czech Republic		yes, with exclusions	yes, without exclusions
Professional sportsmen		yes, optional	yes, optional
Insurance Newborn (without qualifying period for pregnancy + postnatal care for a newborn baby)		yes, optional	yes, optional
Repatriation and transportation of bodily remains
Duration of insurance coverage	1 day - 36 months	4 - 60 months	4 - 60 months
Indemnity limit for one insured event	1,8 million CZK - 3 million CZK	10 million CZK	10 million CZK
Accepted by Department of Asylum and Migration Policy (OAMP)	for a stay of up to 90 days	for stays over 90 days	for stays over 90 days
Assistance services 24/7

Surgery without worries

Mr. Mohammed received a job offer in the Czech Republic and needed to arrange health insurance to obtain a visa. He chose Foreigners´ Medical Insurance Plus from PVZP, which provided him with comprehensive healthcare coverage. During his stay in Prague, he started experiencing severe abdominal pain. He visited a doctor who diagnosed appendicitis, and immediate surgery was required. Thanks to the arranged insurance, the entire treatment, including the surgery and subsequent hospitalization, was covered by the insurance, and Mr. Mohammed was able to focus on his recovery without worry.

Mohammed, 29 years old

Examples from life

Are you a student?

Students between 15 and 30 years of age (with proof of education) can apply for a discount.

Discount

for students aged 15 to 30

PVZP1214 web_sociální sítě KZPCE Student sleva 10% 1920x600px EN

Based on the assessment of health status before entering the insurance, the insured person's health condition may be evaluated by an assessor.

The premium may then be increased during the assessment process, and a discount may not be granted or may be reduced.

Useful links

Documents to download

Sales representatives

Reporting an Insurance Event

Sales points of PVZP

Application / Notification

Frequently asked questions

I am pregnant. What insurance should I arrange?

If you are pregnant, we recommend that you arrange Foreigners’ Comprehensive Medical Insurance PLUS or the Standard + Newborn version of the EXCLUSIVE insurance. The waiting period that would apply in the case of the Standard version shall not apply for this type of insurance in the case of payment for healthcare provided in connection with pregnancy

Can I visit any doctor or healthcare facility?

Clients should visit our contractual doctor and healthcare facility, except in case of the need for acute care.

I am planning to go to your branch and arrange Foreigners’ Comprehensive Medical Insurance PLUS for my wife (colleague, acquiantance, …), what will I need to bring with me?

If the client is not in the Czech Republic, he/she may be also represented by another person, a so-called policyholder (i.e. a person who concludes the insurance policy and pays the premium), during the arrangement of Foreigners’ Comprehensive Medical Insurance (hereinafter referred to as FCHI). In order to arrange the insurance policy, the policyholder must have his/her identity card and

Is the cost of medicines paid directly to the client under Foreigners‘ Medical Insurance?

A client pays for the medicines he/she purchases in a pharmacy by him/herself and subsequently requests the insurance company to reimburse him/her, but this is only possible if the payment was more than CZK 100.

Does Foreigners‘ Medical Insurance also cover sporting activities?

Depends on the type of insurance arranged and the type of sporting activities. In the case of Foreigners‘ Basic Medical Insurance, there is the option of arranging supplementary insurance for hazardous sports.

What should I do when I need to visit a doctor?

Please contact AXA Assistance, our assistance service, and follow their instructions. The assistance service is available non-stop, its staffs is able to communicate with clients in all world languages, it has an up-to-date list of our contractual doctors and healthcare facilities and can, if required, also provide a payment guarantee to a healthcare facility, and so forth.

I am interested in vaccination against covid-19. Will vaccination be covered by my insurance?

At the moment, registration for vaccination in the Czech Republic is possible only for participants in public medical insurance. If the conditions change in the future, Pojišťovna VZP, a.s. will react, and under agreed conditions, vaccination will be covered by insurance.

I have arranged Foreigners´ Medical Insurance. Does my insurance also cover PCR tests and antigen testing?

PCS tests are covered only if they are prescribed by a hygiene station or by a doctor, we do not cover voluntary PCR testing. Voluntary PCR testing can be covered from “Premium healthcare services”, that is included in most foreigners´ comprehensive medical insurance policies. Antigen testing (that is free only for those insured by the

Is it possible to arrange supplementary insurance that would cover voluntary testing?

Voluntary testing can be covered by „Premium“ that is included in all insurance policies of Foreigners´ Comprehensive Medical Insurance PLUS. As for Foreigners´ Comprehensive Medical Insurance Exclusive, „Premium“ is included in most insurance policies arranged from 1. June 2020.

I have arranged Foreigners´ Medical Insurance. If I get ill with covid-19, will you cover all the care related to it?

Yes. All the acute healthcare related to covid-19 treatment is covered by Foreigners´ Medical Insurance of Pojišťovna VZP, a.s., including hospitalisation. Non-acute healthcare in connection with this illness will be covered by comprehensive medical insurance, within the scope of insurance terms and conditions.

I need a contract in English (for the embassy etc.), is that possible?

Yes, we will issue a certificate in English upon request from the policyholder.

Do you offer health insurance for foreigners identical to public health insurance in the Czech Republic?

Our insurance product Comprehensive Health Insurance EXCLUSIVE is a quality health insurance designed for foreigners. It is identical in scope to public health insurance. The insurance benefit is limited to a single claim limit and you can also take out insurance for hospitalisation and medical expenses insurance for the Schengen area.

I am going to go to your branch and arrange KZPC PLUS for my wife (colleague, friend, …), what will I need with me?

If the client is not located in the Czech Republic, someone else, the so-called policyholder (i.e. the person who concludes the insurance contract and pays the premium), may represent the client when arranging comprehensive health insurance for foreigners (hereinafter referred to as KZPC). The policyholder needs his/her identity document and information about the insured person

Did you not find what you were looking for?

Leave us your contact information and we'll get back to you.

Your contact details

County

Phone number

E-mail address

When should we call you?

Time

What is your question about?

I do not agree with sending commercial messages.

The reCAPTCHA verification period has expired. Please reload the page.

We will contact you as soon as possible.

+420 233 006 311

info@pvzp.cz

pojistovnavzp