I’ve taken out health insurance for foreigners. Does my insurance also cover PCR and antigen testing?
PCR testing is covered if prescribed by a health authority or doctor, voluntary PCR testing is not covered. Voluntary PCR testing can be covered under the Excess Benefit, which is already included in most Comprehensive Alien Health Insurance policies.
Antigen testing, which has been declared free only for public health insurance policyholders under the aliens’ health insurance, cannot be covered. Clients can only undergo it as self-payers. If they have a valid comprehensive health insurance policy with a stated limit of Above Standard, then it is possible to claim reimbursement for antigen testing up to this limit.