I am going to the mountains, do I need to take out mountain service insurance?

The scope of the insurance benefit for the insurance of medical expenses itself includes medically necessary transport from the place of the insured event to the nearest first aid facility or hospital and back (i.e. including the possible use of mountain service, helicopter transport and transport of the patient from the ski slope, etc.).

On the other hand, this insurance excludes transport, search, rescue and search and rescue operations, unless the insured’s health is also insured (e.g. search operations if someone is lost in the mountains and nothing happens to them). This could be the purpose of insurance for mountain rescue services.