Foreigners’ Comprehensive Medical Insurance EXCLUSIVE

• Health insurance similar to public insurance – Our insurance for foreigners provides extensive coverage that matches the level of Czech public health insurance, so you can rely on high-quality care.
• For all foreigners, regardless of age – KZPC Exclusive is designed for all foreigners who want to ensure truly high-quality healthcare in the Czech Republic without compromises.
• Completely without exclusions – covers everything – KZPC Exclusive provides comprehensive coverage with no exclusions, ensuring that your healthcare will be fully covered. An essential condition is the truthful and complete filling out of the health questionnaire when applying for insurance. The insurance price may be increased based on the assessment of the client’s health condition.
• Supplementary insurance “Newborn” – Covers maternity care and childbirth from the start of the insurance validity (without waiting periods), as well as care for the newborn, ensuring that both you and your child are well taken care of during the most important moments.
• Extended services for maximum assurance – The product is expanded with additional useful services (assistance service, repatriation, transportation of bodily remains).
• Non-stop assistance services 24/7 – Professional support is available in Czech, Russian, and English to assist with finding a doctor, organizing care, or handling insurance claims.
• High insurance benefit limits – The insurance offers coverage of up to 10 million CZK per insurance event, ensuring financial security even in the case of more serious health complications.
• Flexible arrangement of insurance – The insurance can be arranged for a period of 4 to 60 months, making it adaptable to different needs and lengths of stay.
• The insurance meets legislative requirements – The insurance fully complies with the current legislation for the stay of foreigners in the Czech Republic and is accepted by the Department of Asylum and Migration Policy, ensuring smooth fulfilment of residency conditions.
• In addition to the insurance, you can also access the following premium services (up to the benefit limit):
  • Preventive check-up to assess your current health condition.
  • Examinations and tests to diagnose specific illnesses (e.g., blood tests, prostate examinations; skin cancer screening for malignant melanoma).
  • Dental hygiene
• A wide range of optional supplementary insurances (e.g., optional vaccinations, liability, hospitalization, etc.).
• Health insurance for the Schengen Area territory FREE of charge.

• Coverage similar to the public health insurance in the Czech Republic, with no exclusions.
• The option for supplementary insurance “Newborn,” which covers the costs of pregnancy and childbirth, as well as postnatal care for the newborn of the insured mother (without waiting periods).
• The option for supplementary insurance for professional sports.
• Insurance arrangement based on the truthfully completed health questionnaire. *

* Providing false or incomplete information may lead to the refusal or reduction of insurance claim, or even the insurer’s cancellation of the insurance policy.