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Travel Insurance
PVZP0804 kategorie – jednorazove cesty

Travel insurance abroad

International

For single trips from 1 to 365 days or for annual stays with repeated returns to the Czech Republic (up to a maximum of 90 days abroad) including covid-19 expenses.

Benefits

We cover covid-19 expenses up to 100 million CZK
Nonstop assistence
Automatic insurance extension (quarantine)

What does the insurance include?

Premium travel insurance to cover all risks associated with travel

  • Medical expenses
  • Responsibility
  • Personal belongings
  • Accident insurance, etc.

 

What’s new in travel insurance for 2023

  • The ABOVE-STANDARD package covers costs associated with treatment, quarantine, ordered quarantine and later return home up to the agreed insurance limit for medical expenses.
  • Protection of items in and on the car 24/7
  • Liability cover for rented items
  • Increase in insurance limits
  • We accept up to 1 per mille of alcohol in the blood
  • Covid-19 is considered a standard disease
  • Lost luggage and vehicle delays already included in the standard insurance package

Three travel insurance packages

You can choose from three basic variants (MINI, STANDARD, NADSTANDARD).

Item MINI STANDARD NADSTANDARD
Medical expenses insurance including repatriation
Third Party Indemnity Insurance
Accident insurance
Insurance of personal belongings
Baggage delay insurance
Hospitalisation insurance can be insured
Insurance of electronics can be insured
Travel insurance plans can be insured
Vehicle delay insurance
Missed means of transport insurance
Assistance PLUS insurance - travel documents
Assistance PLUS insurance - technical assistance in case of damage to property
Assistance insurance PLUS - guardian
Assistance PLUS - funeral expenses
Insurance of selected exclusions

Dangerous and extreme sports can be added to any package.

Add what you need to the STANDARD and NADSTANDARD packages:

*Mountain rescue service insurance
*Veterinary care insurance
*Sport insurance
*Security risk insurance
Insurance of the deductible of the rented vehicle
Carefree Driving Assistance Insurance
Cancellation fee insurance

For the NADSTANDARD package, you can choose two additional insurances for FREE (the additional insurances from which you can choose are marked with an asterisk). If you choose more than one of these additional insurances, you will receive a 25% discount on the third and subsequent additional insurances. You will always get a 25% discount on the additional insurance for the rental car deductible.


COVID ALLRISK

Insurance packages according to the level of risk of Covid-19 infection

The ABOVE-STANDARD package covers expenses regardless of the risk level of the visited country (from green to black categories) and regardless of the reason for the visit to this country.

 

ABOVE-STANDARD package + CANCELLATION insurance:

  • Medical expenses (treatment and hospitalisation, including food)
  • Quarantine (ordered, preventive)
  • Costs associated with a later return home (tickets)
  • Inability to board a vehicle (e.g. an airplane) due to health reasons

 


Each package can be arranged in three benefit limits to suit your needs

Limit 5 – it has the lowest offered limit, its advantage is a favourable price, however we recommend this limit only for trips to the nearest countries with a very short stay.

Limit 25 – it has limits that we consider as standard ones that every insured person should have. It is suitable for common trips around Europe, Mediterranean countries, and the Middle East.

Limit 250 – this is a limit that we recommend if you want maximum security and if you travel outside Europe.

Insurance Risk/Option Limit 5 Limit 25 Limit 250
Medical Expenses
Medical Expenses 5 000 000 CZK 25 000 000 CZK 250 000 000 CZK
Dental Treatment 10 000 CZK 15 000 CZK 20 000 CZK
Third Party Indemnity Insurance
Third Party Indemnity Insurance 3 000 000 CZK 10 000 000 CZK 25 000 000 CZK
Accident Insurance
Permanent Consequences of an Injury 300 000 CZK 500 000 CZK 1 000 000 CZK
Injury Resultingin Death 200 000 CZK 300 000 CZK 500 000 CZK
Personal Effects Insurance
Personal Effects Insurance 15 000 CZK 30 000 CZK 40 000 CZK
Hospitalisation Insurance
Hospitalisation Insurance 300 CZK/day 400 CZK/day 700 CZK/day
Electronics Insurance
Electronics Insurance 15 000 CZK 30 000 CZK 40 000 CZK
Travel Plans Insurance
Travel Plans Insurance 750 CZK/max.10 days 1 000 CZK/max.15 days 1 500 CZK/max.21 days
Mountain Rescue Service Intervention Insurance
Mountain Rescue Service Intervention Insurance 300 000 CZK 500 000 CZK 1 000 000 CZK
Veterinary Care Insurance
Veterinary Care Insurance 15 000 CZK 30 000 CZK 50 000 CZK
Luggage Delay Insurance
Luggage Delay Insurance 4 000 CZK 6 000 CZK 10 000 CZK
Transport Means Delay / Missed Insurance
Transport Means Delay Insurance 4 000 CZK 6 000 CZK 10 000 CZK
Missed Transport Means Insurance 4 000 CZK 6 000 CZK 10 000 CZK
Sport Insurance
Damage of Sports Equipment 10 000 CZK 20 000 CZK 30 000 CZK
Sports Equipment Delay (delay) 750 CZK 1 000 CZK 1 500 CZK
Sports Game Fee Forfeiture 5 000 CZK 10 000 CZK 15 000 CZK
Deposit Forfeiture 5 000 CZK 10 000 CZK 15 000 CZK
Security RiskInsurance
Kidnapping/Hostagetaking (day) 3 000 CZK 6 000 CZK 10 000 CZK
Reducing thejourney time/evacuation 10 000 CZK 20 000 CZK 30 000 CZK
AssistancePlus Insurance
Travel Documents Insurance 5 000 CZK 10 000 CZK 15 000 CZK
Technical Assistancein case of Property Damage 5 000 CZK 10 000 CZK 15 000 CZK
Guardian 20 000 CZK 40 000 CZK 60 000 CZK
Funeral Expenses 20 000 CZK 40 000 CZK 60 000 CZK
Insurance of RentedCar Deductibles 30 000 CZK 50 000 CZK 100 000 CZK
Insurance of selected exclusions
Insurance of selected exclusions yes yes yes
Travel insurance Bezstarostná jízda
Pojištění asistenčních služeb Bezstarostná jízda According to the Proposition According to the Proposition According to the Proposition
Insurance of cancellation fees
Insurance of cancellation fees According to the price of travel service According to the price of travel service According to the price of travel service

Important: An essential part of travel insurance for tourists travelling to Italy for winter sports


Examples of insurance

Travel insurance costs a few crowns a day but can save you hundreds of thousands.

Example of insurance premium in CZK per person per day to Croatia in the recommended insurance limit 25.

Insured's age MINI STANDARD NADSTANDARD
0–17 years 20 CZK 29 CZK 47 CZK
18-69 years 30 CZK 46 CZK 66 CZK
70 years and over 89 CZK 132 CZK 181 CZK

Example of insurance premium in CZK per person per day to Austria in the recommended insurance limit 25.

Insured's age MINI STANDARD NADSTANDARD
0–17 years 27 CZK 36 CZK 54 CZK
18-69 years 40 CZK 56 CZK 76 CZK
70 years and over 122 CZK 165 CZK 214 CZK

A lost suitcase didn't spoil a family vacation

When we flew with our family on holiday to Spain, upon arrival in Barcelona we discovered that one of our suitcases was nowhere to be found. Fortunately, we didn’t have clothes for the whole two weeks in it, but “only” things for diving like snorkels, goggles and fins. After checking in, we calmly contacted the help desk. The operator explained to us step by step how to proceed, which helped us not to panic. As we had to buy new diving equipment at the resort, we appreciated that the insurance company paid us financial compensation for the lost suitcase. Although we have all the snorkeling gear in the finals twice, we haven’t lost any money. Not even about experiences.

How to arrange insurance?

You can arrange travel insurance online from the comfort of your own home with a 10% discount.

Insurance can also be arranged at any of the sales points of Pojišt’ovna VZP, a. s. and VZP ČR.


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