Travel insurance abroad
Travel insurance with the broadest coverage for costs related to treatment, hospitalization, quarantine or return home under travel insurance.
For single trips from 1 to 365 days or for annual stays with repeated returns to the Czech Republic (up to a maximum of 90 days abroad) including covid-19 expenses.
What does the insurance include?
Standard travel insurance
- Coverage of all risks associated with travelling (medical expenses, liability, personal belongings, accident insurance, etc.)
Coverage of Covid-19 related expenses
- The ABOVE-STANDARD package covers costs associated with treatment, quarantine, ordered quarantine and later return home up to the agreed insurance limit for medical expenses.
Three travel insurance packages
You can choose from three basic variants (MINI, STANDARD, NADSTANDARD).
|Medical expenses insurance including repatriation|
|Third Party Indemnity Insurance|
|Insurance of personal belongings|
|Assistance insurance PLUS|
|Hospitalisation insurance||can be insured|
|Insurance of electronics||can be insured|
|Travel insurance plans||can be insured|
Dangerous and extreme sports can be added to any package.
Add what you need to the STANDARD and NADSTANDARD packages:
For the NADSTANDARD package, you can choose two additional insurances for FREE (the additional insurances from which you can choose are marked with an asterisk). If you choose more than one of these additional insurances, you will receive a 25% discount on the third and subsequent additional insurances. You will always get a 25% discount on the additional insurance for the rental car deductible.
Insurance packages according to the level of risk of Covid-19 infection
The ABOVE-STANDARD package covers expenses regardless of the risk level of the visited country (from green to black categories) and regardless of the reason for the visit to this country.
ABOVE-STANDARD package + CANCELLATION insurance:
- Medical expenses (treatment and hospitalisation, including food)
- Quarantine (ordered, preventive)
- Costs associated with a later return home (tickets)
- Inability to board a vehicle (e.g. an airplane) due to health reasons
Each package can be arranged in three benefit limits to suit your needs
Limit 3 – it has the lowest offered limit, its advantage is a favourable price, however we recommend this limit only for trips to the nearest countries with a very short stay.
Limit 10 – it has limits that we consider as standard ones that every insured person should have. It is suitable for common trips around Europe, Mediterranean countries, and the Middle East.
Limit 100 – this is a limit that we recommend if you want maximum security and if you travel outside Europe.
|Insurance Risk/Option||Limit 3||Limit 10||Limit 100|
|Medical Expenses||3 000 000 CZK||10 000 000 CZK||100 000 000 CZK|
|Dental Treatment||5 000 CZK||7 500 CZK||10 000 CZK|
|Third Party Indemnity Insurance|
|Third Party Indemnity Insurance||2 500 000 CZK||3 500 000 CZK||5 000 000 CZK|
|Permanent Consequences of an Injury||250 000 CZK||350 000 CZK||500 000 CZK|
|Injury Resultingin Death||150 000 CZK||200 000 CZK||300 000 CZK|
|Personal Effects Insurance|
|Personal Effects Insurance||10 000 CZK||20 000 CZK||30 000 CZK|
|Hospitalisation Insurance||200 CZK/day||300 CZK/day||500 CZK/day|
|Electronics Insurance||10 000 CZK||20 000 CZK||30 000 CZK|
|Travel Plans Insurance|
|Travel Plans Insurance||750 CZK/max.10 days||1 000 CZK/max.15 days||1 500 CZK/max.21 days|
|Mountain Rescue Service Intervention Insurance|
|Mountain Rescue Service Intervention Insurance||200 000 CZK||400 000 CZK||800 000 CZK|
|Veterinary Care Insurance|
|Veterinary Care Insurance||10 000 CZK||20 000 CZK||30 000 CZK|
|Luggage Delay Insurance|
|Luggage Delay Insurance||4 000 CZK||6 000 CZK||10 000 CZK|
|Transport Means Delay / Missed Insurance|
|Transport Means Delay Insurance||3 000 CZK||4 000 CZK||5 000 CZK|
|Missed Transport Means Insurance||3 000 CZK||4 000 CZK||5 000 CZK|
|Damage of Sports Equipment||10 000 CZK||20 000 CZK||30 000 CZK|
|Sports Equipment Delay (delay)||750 CZK||1 000 CZK||1 500 CZK|
|Sports Game Fee Forfeiture||5 000 CZK||10 000 CZK||15 000 CZK|
|Deposit Forfeiture||2 000 CZK||5 000 CZK||8 000 CZK|
|Kidnapping/Hostagetaking (day)||3 000 CZK||6 000 CZK||10 000 CZK|
|Reducing thejourney time/evacuation||10 000 CZK||20 000 CZK||30 000 CZK|
|Travel Documents Insurance||4 000 CZK||6 000 CZK||10 000 CZK|
|Technical Assistancein case of Property Damage||5 000 CZK||10 000 CZK||15 000 CZK|
|Guardian||15 000 CZK||30 000 CZK||45 000 CZK|
|Funeral Expenses||20 000 CZK||40 000 CZK||60 000 CZK|
|Insurance of RentedCar Deductibles||30 000 CZK||50 000 CZK||100 000 CZK|
Important: An essential part of travel insurance for tourists travelling to Italy for winter sports
Examples of insurance
Travel insurance costs a few crowns a day but can save you hundreds of thousands.
Example of insurance premium in CZK per person per day to Croatia in the recommended insurance limit 10.
|0–17 years||19 CZK||28 CZK||46 CZK|
|18-69 years||29 CZK||45 CZK||65 CZK|
|70 years and over||87 CZK||130 CZK||179 CZK|
Example of insurance premium in CZK per person per day to Austria in the recommended insurance limit 10.
|0–17 years||26 CZK||35 CZK||53 CZK|
|18-69 years||39 CZK||55 CZK||75 CZK|
|70 years and over||120 CZK||163 CZK||212 CZK|
A lost suitcase didn't spoil a family vacation
When we flew with our family on holiday to Spain, upon arrival in Barcelona we discovered that one of our suitcases was nowhere to be found. Fortunately, we didn’t have clothes for the whole two weeks in it, but “only” things for diving like snorkels, goggles and fins. After checking in, we calmly contacted the help desk. The operator explained to us step by step how to proceed, which helped us not to panic. As we had to buy new diving equipment at the resort, we appreciated that the insurance company paid us financial compensation for the lost suitcase. Although we have all the snorkeling gear in the finals twice, we haven’t lost any money. Not even about experiences.
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