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Snow cover

Property and liability insurance for citizens

What do we insure you?

  • family houses, apartments, cottages and cottages (completed and under construction buildings, incl. ancillary buildings)
  • ancillary buildings (garages, sheds, fencing, swimming pools)
  • other detached structures (e.g. garages, outbuildings, graves and tombs)
  • garden damage
  • breaking glass and sanitary equipment for any reason
  • water loss, overvoltage and short circuit, damage to the insulated facade, atmospheric precipitation, damage to the fence by animals
  • buildings to wear 70% to new value
  • we also insure machines and electronic devices breaking for any reason = so-called all-risk (including cyber risks)

Closed office

I am a dentist and running a practice costs something. When I was bedridden for several months, the insurance covered the cost of my nurse’s salary and the rent and equipment payment, even though the office was closed due to my illness.

Martin, 44 years old

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