Why should I take out travel insurance if I have a European insurance card?
Despite the Czech Republic’s membership in the EU, we cannot be held responsible for different interpretations of necessary and urgent treatment in different countries. In addition, travel medical expenses insurance also covers the full cost of deductibles for treatment, hospitalization and prescription drug charges, which is subject to the rules in the EU country in question. Without travel medical expenses insurance, the client must pay these charges within the EU.
The travel insurance includes assistance services 24 hours a day in the Czech language (assistance to clients in an emergency, legal advice, facilitation of communication in a foreign medical facility, contact with family, …).
Travel insurance fully covers the costs associated with repatriation of an injured or ill client to the Czech Republic, including the necessary professional accompaniment. According to EU rules, repatriation is not covered.
The travel insurance also fully covers the transport of the body to the Czech Republic. According to EU rules, the transport of the body is not covered.