Snow cover
![Snow cover](https://www.pvzp.cz/wp-content/uploads/2022/07/Log-cabin-in-the-woods-184885202_5616x3744-scaled.jpeg)
Property and liability insurance for citizens
What do we insure you?
- family houses, apartments, cottages and cottages (completed and under construction buildings, incl. ancillary buildings)
- ancillary buildings (garages, sheds, fencing, swimming pools)
- other detached structures (e.g. garages, outbuildings, graves and tombs)
- garden damage
- breaking glass and sanitary equipment for any reason
- water loss, overvoltage and short circuit, damage to the insulated facade, atmospheric precipitation, damage to the fence by animals
- buildings to wear 70% to new value
- we also insure machines and electronic devices breaking for any reason = so-called all-risk (including cyber risks)