Professional Liability Insurance
PVZP0804 kategorie – farmaceut

Universal insurance for pharmacies

Farmaceut

Pojišťovna VZP, a. s. has prepared a very advantageous offer for operators of pharmacies on the insurance of property and liability called Farmaceut

Benefits

Arranged quickly, simple as can be
Maximum insurance variability and flexibility in the one policy
”Tailored insurance“ – the client selects all parameters to meet his needs

Comprehensive protection from the risks of operating a pharmacy

  • Includes all property and liability insurance, part of which is also je professional liability insurance
  • ”Tailored insurance“ – the client selects all parameters to meet his needs
  • Maximum insurance variability and flexibility in the one policy
  • Technical emergency service from AXA Assistance, a renowned assistance service, for free

Types of insurance

Types of insurance
Professional liability insurance
General liability insurance
Insurance of liability for damage caused by a product defect
Property insurance
Business interruption insurance
Glass insurance
Insurance of medical and operational technologyy
Other supplementary insurance

Accident at the pharmacy

Not only are pharmacies required by law to have professional liability insurance, but I think it’s important that they also have property and operational liability insurance. When a pipe burst in our pharmacy and we also heated up the neighboring flower shop, the insurance policy also covered the damage caused in the very shop into which the water flowed from us.

Pavel, 52 years old

Example of insurance

A pharmacy with preparation of medicines, three pharmacists, one professional and one assistant employee. Insurance of professional and general liability, including liability for damage caused by a product defect, with territorial validity for the Czech Republic.

Insurance benefit limit CZK 10,000,000
Deductible CZK 2,500
Retroacticve date 5 years

Supplementary insurance - Insurance of liability for sublimit:

INSURANCE ITEMS INSURANCE BENEFIT LIMIT ANNUAL INSURANCE
Damage caused by introducing or spreading contagious diseases CZK 5,000,000
CZK 5,925
Damage caused by HIV transmission CZK 2,000,000
Interference with the rights of the personality CZK 10,000,000
Damage caused during the provision of healthcare in another outpatient healthcare facility CZK 10,000,000
Reimbursement of the costs of a paid service incurred by a medical insurance company and the regressive reimbursement of sickness insurance benefits CZK 10,000,000
Damage caused to third party items set aside and brought in CZK 10,000,000
Damage caused to employees’ items CZK 10,000,000
Damage caused to leased real estate CZK 10,000,000
Damage caused by the exercise of ownership rights to real estate and activities connected therewith CZK 10,000,000
Net financial damage CZK 10,000,000

How is the insurance arranged?

Property and liability insurance can be arranged at the contact points of Pojišťovna VZP, a. s. stated below and at selected brokerage companies.

E-mail: farmaceut@pvzp.cz

Infoline: +420 233 006 311

(Monday – Friday 8:00 a.m. – 5:00 p.m., Friday 8:00 a.m. – 4:00 p.m.)


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